🏦 Free Tool

EMI Calculator

Calculate monthly EMI for home loans, car loans, personal loans, and see the complete amortisation schedule.

Loan Type

Loan Details

₹1 L₹5 Cr
5%24%
Monthly EMI
for
Principal
Total Interest
Total Payment

Payment Breakdown

Principal
Interest

💡 Smart Tip

You're paying in interest — that's of total outflow. Consider:

  • Making a higher down payment to reduce principal
  • Negotiating a lower interest rate with your bank
  • Prepaying when you have surplus funds
  • Choosing a shorter tenure to save interest

Amortisation Schedule

Year-wise breakdown
Year Principal Paid Interest Paid Balance