Privacy Policy

At Ashish Research Analyst ("we", "us", "our"), we value your trust and are committed to protecting your personal and financial data. This Privacy Policy explains how we collect, store, process, and safeguard your information when you access our website and use our investment advisory services.

1. Information We Collect

We collect various types of information to provide you with personalized advisory services, including:

• Personal Identifiable Information (PII): Name, email address, phone number, date of birth, gender, and residential address.
• Financial Information: Onboarding details, bank details, current mutual fund investments, risk profiling questionnaires, goals, and income ranges.
• KYC Documents: PAN card, Aadhaar details, address proof, and identity proof required under SEBI regulations.
• Technical Data: IP address, browser type, device information, operating system, and details about your interaction with our website.

2. How We Use Your Information

We process your data strictly under the fiduciary framework to:

• Create and maintain your advisory account.
• Assess your risk profile and provide personalized mutual fund recommendations.
• Verify your identity and documents for KYC compliance.
• Process subscription checkouts and invoices securely.
• Schedule and manage video/phone consultations.
• Send security alerts, transaction updates, and advisory research newsletters.

3. Data Sharing and Disclosure

We do not sell, rent, or trade your personal data. We only share data with authorized third-party service providers (like payment gateways, SMS/email relays) who assist us in operations under strict confidentiality agreements. We may disclose data when legally required by SEBI, government bodies, or judicial processes.

4. Data Security

We implement bank-grade security protocols, including 256-bit SSL encryption, restricted access control, and firewalls on all database hosts. However, no digital storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

5. Cookies and Analytics

We use functional cookies to save session states, keep you authenticated, and run analytics to improve usability. You can disable cookies in browser settings, but some features of the dashboard may not function properly.

6. Your Rights

You have the right to request access to the data we hold, correct any outdated information, or delete your account. Under SEBI advisory regulations, we are legally required to retain transaction details and advisory logs for a minimum period of 5 years even after account closure.

7. Contact Compliance

If you have any questions, suggestions, or concerns regarding your privacy or data safety, you can email our compliance cell directly at contact@ashishresearchanalyst.com.